November 26, 2025

Do I need a bank account to use Pay.aw?

No Bank Account, No problem! Another person can transfer money to your Pay.aw wallet through Peer-to-Peer Transfer (or PayMe), or from their bank account; and, if you DO have a bank account and do not want to link it yet, you can also use the steps below to get money in your wallet.

All customers with a Local Bank Account and Online Banking can send money to ANY Pay.aw Wallet.

How do you do this? Simple:

NOTE: While having a [linked] bank account is not mandatory for using Pay.aw, linking your bank account does improve your user experience. Also, you will need to have your bank account linked in order to send money from your Pay.aw Wallet to your bank (Cash out).

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