Your Local Payments
Faster, Safer & Smarter

Send, spend, and save in seconds — all in one secure digital wallet.
Scan the QR code with your phone for instant download

Backed by trusted partners. Loved by 10,000+ users.

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The Smarter Way to
Pay, send & save

Manage your money with one simple app — fast, secure, and built for everyday life.
Two phones
Fast & Easy

Instant transfers anytime at any Pay.aw vendor. See All Vendors.

One wallet, all payments

Pay bills, shop online, send money. All in one app.

Secure by Design

Bank-grade encryption to keep your money and transactions safe.

Rewards built-in

Get freebies and prepaid credit.

Join 10,000+ People Already Using Pay.aw

Download today and experience the freedom of faster, smarter payments.
Try It Today

Hear It From Our Community

Why thousands trust us with their local transactions.
Adding Pay.aw as a water bill payment option has made it easier for our customers to pay on their own time. No lines, no waiting; just a quick, simple way to get things done in a few taps. It’s all about making everyday life a little easier.
Asja Dongen
Public Relations Officer
E ta facil pa uza y tin mas lugar nan ta haciendo uzo di dje. Por uze manera un guia pa traha cu budget tur luna. Por ehempel mi sa mi ta usa Afl 300 pa gasoline y mi sa mi por pone den mi cartera riba pay.aw
C. W.
At ELMAR, we aim to offer payment options that reflect how our customers prefer to pay, delivering a convenient experience across both traditional and digital channels. With Pay.Aw, our EV ChargeUp and Prepaid SmartUp customers benefit from the added flexibility of a digital payment option to manage their payments, contributing to high levels of customer satisfaction. We value our continued collaboration with the Pay.Aw team and appreciate their commitment to delivering a customer-focused service.
Rachelle Croes
Department Head Customer Service
Facil pa hasi pago ora no tin cash. Tremendo pa pop up chikito of pa farmers markets caminda ta bende cos sporadicamente.
F. G.
Mi lo recomenda Pay.aw na un otro persona, paso Pay.aw ta un manera pa paga bo gasto of cumpra cosnan online. Ami ta uze hopi pa ora di cumpra data of tambe paga pa Aruparking.
A. K.
Ami lo recomenda Pay.aw paso e ta un app tremendo cu por spaar bo hopi tempo door di paga of recharge online. Enbes cu [bo mester bai fysicamente na] WEB of Elmar bo por paga bo cuentanan online den un paar di clicks. Bo por transfer un placa pa un hende su wallet y hasta bo por haci donacion.
G. G.
Facil pa uza [asta] si bo ta sinta den bo sala di cas, sin cu bo mester bai para den rij.
O. R.

Getting started with a digital wallet has never been easier

Just 4 simple steps — from download to payment in under 2 minutes.

Download the Pay.aw app on Google Play or the App Store

Open the App and choose your preferred language

Sign up by providing your phone number and your pin number.

Transfer funds from your local bank to your wallet

Congratulations! You can now pay at Our Vendors, pay bills and order products.

With Pay.aw you can do so much more, check our hands-on tutorials.

All Your Local Payments
in One App

Make local payments effortless — save time and unlock rewards.
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